Disclaimer and Disclosure
Last updated: April 30, 2025
The information provided on Show You The Money Academy (the “Website”) is intended for educational and informational purposes only. By using this Website, you accept this Disclaimer in full. If you do not agree with any part of this Disclaimer, please do not use our Website or rely on any of its content.
We believe in transparency and want you to understand the limitations of our content and any financial relationships our site may have. The following sections outline our key disclaimers and disclosures:
Not Financial or Professional Advice
All content on this Website (including blog posts, articles, videos, podcasts, and any other form of communication) is provided for general informational purposes and does not constitute financial, investment, tax, legal, or accounting advice. While we discuss financial topics and may offer insights based on personal experience and research, we are not your financial advisor.
No Personal Advice: Although the author of much of our content is a licensed financial advisor, the advice and information presented on Show You The Money Academy is not personalized financial advice for your specific situation. Nothing on this site should be understood as forming a professional-client relationship between you and the authors or owners of this site. Viewing, reading, or interacting with the content on the Website does not create any financial advisor-client relationship or any other professional relationship.
Consult a Qualified Professional: We strongly encourage you to consult with a certified financial planner, investment advisor, tax professional, attorney, or other qualified professional before making any financial decisions or taking action based on the information you have obtained from our Website. Every individual’s financial situation is unique, and professional advisors can provide guidance tailored to your particular circumstances.
Any decisions you make or actions you take based on the information on this Website are made at your own risk. Reliance on any information provided by Show You The Money Academy is solely at your discretion. If you need advice for your specific financial situation, you should seek out a professional who can review your individual circumstances.
No Advisor-Client Relationship
Communicating with us (such as leaving comments on the site, sending emails, or engaging with us on social media) does not create a client-advisor or any fiduciary relationship. Show You The Money Academy provides information and education to a broad audience; we do not provide one-on-one investment advice or professional services through this Website.
If you choose to apply ideas or strategies from our content, remember that you are responsible for your own financial decisions. No formal advisory agreement is in place between you and Show You The Money Academy. For personalized advice, you should consult a professional advisor who can consider your specific goals, risk tolerance, and financial situation.
Investment Risks and No Guarantees
All investing and financial moves involve risk. Past performance is not indicative of future results. Any examples of investment results or financial outcomes mentioned on this Website are for illustrative purposes only and should not be taken as a guarantee or promise of future performance. Markets can fluctuate, and investment values can go down as well as up.
We discuss various financial strategies, products, and experiences on Show You The Money Academy. However, we make no guarantee that following any advice or strategies discussed will result in the outcomes you desire. For example, if we write about a method to save money or a particular investment strategy, your personal results may differ significantly from any examples we provide.
All investing involves risk, including the potential loss of principal. Consider your own financial situation and risk tolerance before acting on any information found here. If you invest money based on suggestions from our content, you could lose that money. Always do your own due diligence or consult a financial professional before investing.
Any testimonials or success stories on our site (such as a reader paying off debt or achieving investment gains) are individual experiences and may not reflect typical results. Your own success will depend on a variety of factors unique to you.
No Warranties or Accuracy Guarantee
Show You The Money Academy strives to provide high-quality, accurate information, but we make no representations or warranties of any kind regarding the accuracy, completeness, or reliability of the information on the Website. The content is provided “as is” and we disclaim all warranties, including the warranties of merchantability and fitness for a particular purpose.
Financial information can change rapidly. Laws, regulations, interest rates, market conditions, and data points discussed on this site may have changed since the time of writing. We do not guarantee that all information is up-to-date or error-free. For instance, an article about tax rules might become outdated if laws change, or an analysis of a particular investment might not hold true in the future.
No Endorsement: Any reference to specific products, services, companies, or investments on the Website is for informational purposes only. It is not an endorsement or recommendation by Show You The Money Academy. We may mention or review certain financial products (like a brokerage, credit card, or software), but you should always make your own assessment of those products and read official information from the providers.
In short, while we aim for accuracy and usefulness, we cannot guarantee that the content on this site is complete or suited to your personal circumstances. Use your own judgment when applying information from our Website to your life.
Use at Your Own Risk (Limitation of Liability)
You assume full responsibility and risk for your use of the information on this Website. Show You The Money Academy, its owners, contributors, and affiliates will not be liable for any errors or omissions in this information nor for any losses, injuries, or damages arising from its use.
This means that under no circumstances shall we be held responsible for:
- Any financial losses or lost profits you might incur by following advice or strategies from our content. (For example, if you invest in stocks discussed on our site and lose money, we are not liable for that loss.)
- Any indirect, consequential, or incidental damages. (For example, if you base a major life decision on information from our site and it doesn’t work out as expected, any resulting harm or costs are your responsibility.)
- Any harm to your personal finances, business, reputation, or other aspects of your life that might arise from using our Website or relying on our information.
We make no guarantee that the Website will be available uninterrupted, or that the information provided will always be free of mistakes. If you notice an error or omission, you are welcome to inform us (we appreciate feedback!), but we are not legally responsible for it.
By using Show You The Money Academy, you agree that we will not be held liable for any decision you make or action you take in reliance on the information provided on the site. If you are dissatisfied with any portion of the Website or with any of these terms, your sole remedy is to discontinue use of the Website.
Advertising & Affiliate Disclosure
To support the operations of Show You The Money Academy, we may earn money through advertising and affiliate programs. We value honesty and transparency, so we want to disclose how this works:
- Advertising (Google AdSense): You may notice display ads on our Site. We participate in Google AdSense and possibly other ad networks to show advertisements. These ads are provided by third-party vendors and ad networks. If you click on an advertisement or interact with it, we may earn a small commission or advertising fee. We do not directly control the ads’ content – Google and other ad networks determine which ads to show based on algorithms and, sometimes, based on user interests (see our Privacy Policy about how ads may be personalized via cookies). The presence of ads on our site is not an endorsement of the products or services advertised. We do not have the ability to thoroughly vet every product or service shown in these ads. Therefore, if you choose to click on these ads and engage with those third-party sites, do so at your own discretion. We are not responsible for the claims or offerings of third-party advertisements.
- Affiliate Links: Some links on Show You The Money Academy may be affiliate links. This means if you click on the link and make a purchase or sign up for a service, we might earn a commission or referral fee. This comes at no additional cost to you. For example, if we recommend a book and link to a retailer (like Amazon), and you buy the book using our link, we may receive a small commission from the retailer. We only recommend products or services that we believe can provide value to our readers. Our opinions are not influenced by affiliate partnerships; we strive to provide honest content. However, an affiliate relationship may give us a financial incentive to mention certain products. We disclose affiliate links to you (often with a note like “this is an affiliate link”) in accordance with FTC guidelines. Regardless of any potential commission, we advise you to perform your own due diligence before purchasing any product or service. What works for us or others may not be the perfect fit for you.
- Sponsored Content: If we ever publish sponsored content (for instance, an article that we were paid to write or that includes paid promotion), we will clearly mark it as sponsored or an advertisement. As of the last updated date of this Disclaimer, most of our content is not sponsored — it’s created based on our own research and interests. Should that ever change, transparency will remain our priority.
Editorial Independence: It’s important to note that whether we receive compensation or not, our editorial content is developed independently. Our reviews, comparisons, and recommendations are based on objective analysis and the personal opinions of our writers. We do not let advertisers or affiliate partners dictate the content of our articles. We deeply value the trust of our readers and would not compromise that trust for a payout.
By disclosing this information, we aim to be upfront about the ways Show You The Money Academy earns income. This transparency allows you to understand our relationships and potential biases. If you have any questions about whether a particular link is an affiliate link or about how we make money, please feel free to contact us for more information.
Final Remarks
The goal of Show You The Money Academy is to simplify personal finance and empower you with knowledge. However, as much as we strive to provide reliable information and helpful guidance, you are in charge of your own financial journey.
Use the content on this Website as a starting point for your research and education. Consider multiple sources, stay critical of what you read (including our content), and be mindful that what works for one person may not work for another. Personal finance is personal — many factors influence financial decisions, and there is rarely a one-size-fits-all solution.
By using this Website, you acknowledge that you have read and understand this Disclaimer and Disclosure. You agree that Show You The Money Academy is not responsible for the decisions you make or the outcomes of those decisions.
If you ever need further clarification on any disclaimer or disclosure, or if you have concerns about something you read on our site, we encourage you to reach out.
Contact Us: If you have any questions about this Disclaimer and Disclosure, please contact us at [email protected]. We value our readers and are happy to clarify our content or policies.
Thank you for being a part of Show You The Money Academy. We appreciate your trust and readership. Remember, financial knowledge is a tool — how you use it is up to you. Stay informed, think critically, and make the choices that are right for you.